HomeF&I GlossaryVSC (Vehicle Service Contract)

VSC (Vehicle Service Contract)

Definition

An agreement that covers mechanical and electrical breakdowns beyond the manufacturer's warranty.

Why It Matters

VSC is typically the highest-margin F&I product and provides essential protection against costly repairs. Effective VSC presentation is the foundation of a strong F&I performance.

Examples

  • A VSC can cover engine, transmission, electrical, and other major components for 5 years/100,000 miles
  • Average VSC profit ranges from $1,200-$2,500 depending on coverage level and provider